Zinsbindung
German
Etymology
Zins (“interest”) + Bindung (“binding; commitment”)
Pronunciation
- IPA(key): /ˈt͡sɪnsˌbɪndʊŋ/
- Hyphenation: Zins‧bin‧dung
Noun
Zinsbindung f (genitive Zinsbindung, plural Zinsbindungen)
- (finance, banking) fixed interest period, interest rate lock (a contractually agreed period during which the interest rate for a loan remains unchanged)
- Bei einer langen Zinsbindung hat der Kreditnehmer Planungssicherheit über viele Jahre.
- With a long fixed interest period, the borrower has planning security for many years.
- Nach Ablauf der Zinsbindung muss meist eine Anschlussfinanzierung vereinbart werden.
- After the interest rate lock expires, follow-up financing usually has to be agreed upon.
Declension
Declension of Zinsbindung [feminine]
Synonyms
- Sollzinsbindung (“fixed debit interest rate”)
- Festzinszeitraum (“fixed-interest period”)
Coordinate terms
- Anschlussfinanzierung (“follow-up financing”)
- Forward-Darlehen (“forward loan”)
- Tilgung (“repayment; amortization”)
Related terms
- Zinsfuß (“interest rate”)
- Kapitalbindung (“capital commitment”)
- Vertragsbindung (“contractual obligation”)
Further reading
- Zinsbindung on the German Wikipedia.Wikipedia de
References
- “Zinsbindung” in Digitales Wörterbuch der deutschen Sprache
- “Zinsbindung” in Duden online