Ausfallrisiko
German
Etymology
Ausfall (“default/failure”) + Risiko (“risk”)
Pronunciation
- IPA(key): [ˈaʊ̯sfalˌʁiːziko]
- Hyphenation: Aus‧fall‧ri‧si‧ko
Noun
Ausfallrisiko n (strong, genitive Ausfallrisikos, plural Ausfallrisikoe)
- (finance, banking) default risk, credit risk (the risk that a borrower or counterparty will fail to meet their obligations in accordance with agreed terms)
- Die Bank forderte höhere Zinsen, um das gestiegene Ausfallrisiko des Kredits zu kompensieren.
- The bank demanded higher interest rates to compensate for the increased default risk of the loan.
- Durch eine gründliche Bonitätsprüfung lässt sich das Ausfallrisiko bei Neukunden minimieren.
- A thorough credit check can minimize the default risk for new customers.
Declension
Declension of Ausfallrisiko [neuter, strong]
Synonyms
- Kreditrisiko (credit risk)
- Delkredererisiko (delcredere risk; technical/accounting)
Antonyms
- Einlagensicherung (deposit insurance; a protection against default)
- Zahlungssicherheit (payment security)
Coordinate terms
- Risikostreuung (risk spreading; used to mitigate default risk)
- Bonität (creditworthiness)
- Zahlungskraft (solvency; the lack of which leads to default)
- Jahresüberschuss (net profit; reduced by defaults/provisions)
- Liquiditätsfalle (liquidity trap)
Related terms
- Ausfallquote (default rate)
- Totalausfall (total loss)
References
- “Ausfallrisiko” in Digitales Wörterbuch der deutschen Sprache
- “Ausfallrisiko” in Duden online