ZEN.com

ZEN.COM
Company typePrivate Limited Company
IndustryFintech
Founded2018
FounderDawid Rożek
Headquarters,
Area served
  • Europe (28 countries)
  • Asia
Products
  • Multi-currency accounts
  • payment cards
  • payment gateway
  • cashback
  • loyalty program
  • international transfers
  • currency exchange
  • ZEN Care purchase protection
  • extended warranty for electronics
Websitezen.com

ZEN.COM is a financial technology (fintech) company headquartered in Vilnius, Lithuania. It was founded in 2018 by Dawid Rożek, also known as a co-founder of G2A.COM Ltd.. It has offices in London, Hong Kong, Singapore, Warsaw, Arnhem, and Vilnius.

History

The company obtained an Electronic Money Institution (EMI) license issued by the Bank of Lithuania on May 24, 2018.[1] Public launch of services took place in November 2020. In 2022 ZEN.COM replaced discontinued G2A PAY service.[2] In 2024, the company was granted a major payment institution license by the Monetary Authority of Singapore.[3] In August 2024, Zen UK Limited was authorized as an Electronic Money Institution by the Financial Conduct Authority (FCA) in the United Kingdom.[4] In 2025, former President of Poland, Andrzej Duda joined the board.[5]

Awards and Recognitions

Year Awards and Recognitions Awards
2023 Fintek.pl Fintek.pl Readers' Choice Award – for offering accounts with Polish phone numbers IBAN[6]
2022 Digital First The Digital First certificate granted by Mastercard[7]
2020 Cashless Pay Readers' Choice for the Most Innovative/Interesting Payment Solution Cashless.pl[8]
2020 Mobile Trends Awards The contest winner in the Mobile Finance category [9]

References

  1. ^ "ZEN.COM – Bank of Lithuania Register". Bank of Lithuania.
  2. ^ "G2A Co-Founder Launches New Fintech Business. ZEN is Licensed In Lithuania and Will Issue Mastercard Cards". www.cashless.pl. Retrieved 2024-02-20.
  3. ^ "ZEN.COM Licensed in Singapore". MAS.
  4. ^ "ZEN-UK LIMITED – FCA Register". FCA.
  5. ^ "Andrzej Duda wchodzi do biznesu. Były prezydent w nowej roli" (in Polish). Onet. Retrieved 2025-10-21.
  6. ^ "Oto laureaci nagród wręczanych na Gali Fintech Awards 2023". fintek.pl. Retrieved 2025-08-10.
  7. ^ "ZEN.COM otrzymał certyfikat Digital First przyznawany przez Mastercard". MamStartup. 2025-08-11. Retrieved 2025-08-10.
  8. ^ "ZEN z tytułem Cashless Pay 2020. Oto wyniki plebiscytu na najciekawsze rozwiązanie płatnicze ubiegłego roku". www.cashless.pl. Retrieved 2025-08-10.
  9. ^ "Fintech ZEN.com z nagrodą Mobile Trends Awards 2020". superbiz.se.pl. Retrieved 2025-08-10.