The following lists sort countries by stock of loans and debt issued by households as a percentage of GDP according to data by the International Monetary Fund and Institute of International Finance.
International Monetary Fund
2000–2023
Countries by household debt, loans and debt securities as % of GDP (2000–2023)[1]
| Afghanistan
|
|
|
|
0.54 |
0.58 |
1.43 |
|
|
| Albania
|
12.31
|
12.15
|
12.52
|
12.60 |
11.28 |
11.88 |
5.04 |
|
| Argentina
|
4.04
|
4.07
|
4.53
|
5.57 |
6.35 |
4.83 |
3.14 |
6.60
|
| Australia
|
109.81
|
110.62
|
117.36
|
122.17 |
120.93 |
111.11 |
101.34 |
70.18
|
| Austria
|
44.35
|
48.23
|
51.53
|
52.48 |
50.14 |
54.36 |
51.72 |
45.28
|
| Bangladesh
|
6.69
|
6.87
|
6.82
|
6.83 |
6.91 |
7.60 |
6.96 |
|
| Belgium
|
58.55
|
60.34
|
62.57
|
65.78 |
58.40 |
52.99 |
43.30 |
40.79
|
| Brazil
|
34.90
|
33.99
|
32.52
|
32.20 |
27.96 |
22.11 |
13.49 |
13.89
|
| Bulgaria
|
|
22.47
|
23.84
|
24.29 |
23.24 |
28.64 |
15.93 |
2.38
|
| Cameroon
|
|
|
|
|
3.48 |
3.21 |
1.80 |
|
| Canada
|
102.21
|
101.55
|
106.43
|
112.18 |
100.71 |
94.86 |
72.26 |
61.34
|
| Central African Republic
|
|
2.20
|
2.79
|
3.18 |
4.44 |
2.89 |
2.21 |
|
| Chad
|
|
|
3.20
|
2.66 |
1.92 |
0.96 |
0.59 |
|
| Chile
|
46.34
|
46.28
|
44.92
|
48.27 |
41.26 |
32.58 |
26.33 |
|
| China
|
63.67
|
62.32
|
62.09
|
61.61 |
39.06 |
27.56 |
|
|
| Colombia
|
27.15
|
28.47
|
30.07
|
32.38 |
26.87 |
18.70 |
12.95 |
9.71
|
| Republic of the Congo
|
4.61
|
4.33
|
3.60
|
3.49 |
3.28 |
1.18 |
0.66 |
|
| Costa Rica
|
26.56
|
27.14
|
28.87
|
31.33 |
28.22 |
22.77 |
18.13 |
|
| Croatia
|
29.87
|
30.56
|
33.75
|
37.45 |
37.61 |
41.17 |
30.47 |
12.76
|
| Cyprus
|
|
71.73
|
79.90
|
88.61 |
126.43 |
118.04 |
90.63 |
77.74
|
| Czech Republic
|
|
32.61
|
34.38
|
33.93 |
30.17 |
28.77 |
16.45 |
7.72
|
| Denmark
|
88.36
|
84.46
|
101.42
|
111.72 |
119.58 |
133.70 |
110.31 |
84.75
|
| El Salvador
|
27.76
|
27.97
|
28.98
|
32.42 |
28.90 |
27.25 |
24.27 |
|
| Estonia
|
|
36.79
|
38.36
|
40.56 |
39.72 |
52.93 |
31.99 |
8.66
|
| Finland
|
64.10
|
65.97
|
68.49
|
69.53 |
63.67 |
58.90 |
46.34 |
31.62
|
| France
|
62.63
|
65.83
|
66.41
|
68.19 |
56.01 |
53.71 |
41.84 |
34.35
|
| Germany
|
51.33
|
53.88
|
55.55
|
56.28 |
52.60 |
58.22 |
66.85 |
70.48
|
| Greece
|
41.79
|
45.29
|
55.73
|
59.80 |
62.85 |
62.00 |
40.20 |
14.65
|
| Honduras
|
36.93
|
32.93
|
31.51
|
33.33 |
28.92 |
24.35 |
17.14 |
|
| Hong Kong
|
93.22
|
96.36
|
93.14
|
91.61 |
67.09 |
59.23 |
54.93 |
57.90
|
| Hungary
|
16.83
|
18.69
|
21.06
|
20.83 |
21.15 |
39.40 |
23.47 |
6.47
|
| Iceland
|
|
76.83
|
82.88
|
84.47 |
79.80 |
101.77 |
96.12 |
86.51
|
| India
|
39.16
|
37.32
|
36.05
|
40.43 |
32.43 |
35.20 |
8.03 |
2.59
|
| Indonesia
|
16.46
|
16.24
|
17.25
|
17.80 |
16.80 |
13.61 |
11.48 |
|
| Ireland
|
27.43
|
25.09
|
28.96
|
34.50 |
53.82 |
112.27 |
81.05 |
|
| Israel
|
42.09
|
43.73
|
43.50
|
42.95 |
40.18 |
38.51 |
36.57 |
35.51
|
| Italy
|
37.83
|
40.59
|
42.46
|
44.89 |
41.83 |
43.46 |
32.92 |
22.68
|
| Japan
|
65.66
|
67.85
|
67.65
|
67.49 |
59.52 |
61.23 |
62.09 |
69.84
|
| Jordan
|
36.90
|
38.70
|
37.40
|
35.10
|
|
|
|
|
| Kazakhstan
|
15.16
|
13.66
|
12.86
|
10.80 |
10.72 |
10.26 |
9.02 |
|
| South Korea
|
93.54
|
97.26
|
98.67
|
97.08 |
79.16 |
70.15 |
61.13 |
47.55
|
| Latvia
|
|
17.88
|
19.49
|
20.44 |
24.41 |
47.73 |
27.39 |
5.39
|
| Lesotho
|
16.49
|
15.67
|
16.03
|
15.46 |
10.97 |
6.53 |
3.40 |
|
| Lithuania
|
|
21.77
|
23.41
|
24.16 |
22.30 |
29.65 |
13.77 |
1.63
|
| Luxembourg
|
69.22
|
67.71
|
67.46
|
69.74 |
59.76 |
55.61 |
46.00 |
38.76
|
| Malaysia
|
69.41
|
66.66
|
72.90
|
76.31 |
69.74 |
58.75 |
|
|
| Malta
|
|
54.95
|
58.36
|
60.96 |
50.74 |
57.42 |
44.47 |
23.43
|
| Mauritius
|
|
31.40
|
34.87
|
38.21 |
31.20 |
29.90 |
|
|
| Mexico
|
16.27
|
16.02
|
16.04
|
16.73 |
14.69 |
12.67 |
10.48 |
7.33
|
| Morocco
|
26.45
|
28.56
|
28.74
|
30.55 |
27.05 |
24.91 |
18.00 |
|
| Myanmar
|
|
|
|
0.97 |
1.57 |
0.52 |
0.39 |
|
| Nepal
|
33.79
|
33.89
|
37.16
|
32.78 |
26.58 |
22.49 |
9.42 |
|
| Netherlands
|
84.92
|
90.12
|
97.62
|
102.39 |
110.93 |
119.10 |
108.75 |
89.63
|
| New Zealand
|
91.61
|
94.30
|
97.80
|
97.27 |
89.61 |
90.25 |
82.58 |
61.87
|
| Nicaragua
|
14.71
|
14.10
|
14.27
|
15.64 |
20.32 |
14.74 |
14.18 |
|
| North Macedonia
|
28.89
|
29.37
|
30.14
|
30.16 |
22.43 |
18.08 |
8.15 |
|
| Norway
|
86.47
|
75.01
|
95.03
|
113.04 |
95.17 |
81.49 |
68.66 |
52.45
|
| Pakistan
|
2.23
|
2.78
|
2.89
|
3.21 |
2.80 |
3.95 |
|
|
| Paraguay
|
6.93
|
6.82
|
6.67
|
6.47
|
|
|
|
|
| Peru
|
16.98
|
16.91
|
15.56
|
18.07 |
14.97 |
10.60 |
6.30 |
|
| Poland
|
23.64
|
26.43
|
32.23
|
34.62 |
36.06 |
34.43 |
15.00 |
7.14
|
| Portugal
|
55.20
|
60.90
|
66.34
|
69.10 |
77.05 |
90.87 |
79.82 |
58.82
|
| Romania
|
10.83
|
12.24
|
13.82
|
14.05 |
15.15 |
18.90 |
8.71 |
|
| Russia
|
22.19
|
20.07
|
21.00
|
21.90 |
15.96 |
10.26 |
5.72 |
0.58
|
| Samoa
|
21.95
|
25.09
|
24.86
|
20.30 |
17.39 |
17.24 |
16.09 |
12.75
|
| São Tomé and Príncipe
|
4.75
|
6.73
|
8.51
|
9.28 |
15.72 |
23.99 |
|
|
| Saudi Arabia
|
32.68
|
29.42
|
32.77
|
32.64 |
29.66 |
22.51 |
29.72 |
18.10
|
| Singapore
|
46.44
|
45.53
|
53.36
|
60.72 |
64.66 |
52.26 |
48.70 |
41.74
|
| Slovakia
|
44.02
|
47.09
|
47.03
|
46.53 |
34.30 |
24.35 |
12.26 |
4.25
|
| Slovenia
|
24.27
|
25.91
|
26.34
|
27.74 |
27.61 |
30.26 |
18.83 |
15.76
|
| Solomon Islands
|
8.59
|
8.46
|
8.56
|
6.51 |
6.49 |
4.86 |
2.81 |
|
| South Africa
|
33.92
|
34.23
|
34.06
|
36.56 |
37.69 |
39.61 |
|
|
| Spain
|
45.74
|
51.22
|
57.00
|
62.02 |
67.43 |
84.03 |
70.70 |
45.41
|
| Sri Lanka
|
|
|
|
|
9.99 |
21.64 |
|
|
| Suriname
|
3.95
|
4.85
|
4.80
|
6.10
|
11.01
|
9.35
|
5.20
|
|
| Sweden
|
83.43
|
87.54
|
91.86
|
93.65 |
82.44 |
75.92 |
60.61 |
47.21
|
| Switzerland
|
126.45
|
126.26
|
130.30
|
134.96 |
122.34 |
107.67 |
109.17 |
100.81
|
| Tajikistan
|
8.17
|
6.57
|
6.07
|
5.83 |
9.40 |
4.21 |
1.53 |
|
| Thailand
|
86.88
|
87.01
|
90.04
|
89.58 |
81.16 |
59.27 |
45.08 |
|
| Turkey
|
10.91
|
10.79
|
14.43
|
17.41 |
17.73 |
15.96 |
|
|
| Ukraine
|
3.65
|
4.27
|
4.68
|
4.90 |
8.80 |
19.42 |
8.10 |
0.63
|
| United Arab Emirates
|
22.14
|
20.30
|
22.80
|
25.67 |
24.32 |
27.16 |
|
|
| United Kingdom
|
77.76
|
82.46
|
87.94
|
92.91 |
88.13 |
94.95 |
87.43 |
65.27
|
| United States
|
72.93
|
75.47
|
77.75
|
78.46 |
77.26 |
91.73 |
92.73 |
70.85
|
| Vanuatu
|
30.68
|
30.21
|
33.37
|
32.97 |
38.06 |
34.32 |
16.25 |
|
1960–2000
Institute of International Finance
See also
References