Dubai Islamic Bank

Dubai Islamic Bank P.J.S.C.
Company typePublic company
DFMDIB
ISINAED000201015 
IndustryIslamic banking and finance
Founded15 September 1975 (1975-09-15)
Headquarters,
Key people
Mohammed Ibrahim Al Shaibani (Chairman)
Adnan Chilwan (Group Chief Executive Officer)
ProductsRetail banking,Corporate banking,Investment banking
RevenueUSD 6.3 billion (2024)
Total assetsUSD 94 billion (2024)
Number of employees
Approximately 10,000
Websitewww.dib.ae

Dubai Islamic Bank (DIB) is an Islamic bank headquartered in Dubai, United Arab Emirates. Established in 1975 by Saeed bin Ahmed Lootah, it is widely recognised as the world’s first full-service Islamic bank.[1] The bank operates in accordance with Sharia principles across all its activities and is the largest Islamic bank in the United Arab Emirates by assets.[2]

Dubai Islamic Bank is a public joint-stock company listed on the Dubai Financial Market and is regarded as a leading institution within the global Islamic finance industry.[3]

Overview

Founded in 1975, Dubai Islamic Bank was established to provide banking services structured in accordance with Islamic principles.[4] Over time, the bank expanded its operations and product offerings, contributing to the development of the modern Islamic banking sector.

As of 2024, DIB operates an extensive branch network across the United Arab Emirates and maintains an international presence through subsidiaries and strategic investments.[5]

Subsidiaries and associates

  • Dar Al Sharia – A Sharia legal and financial advisory firm established in 2008.[6]
  • Dubai Islamic Bank Pakistan – A wholly owned subsidiary established in 2006.[7]
  • Panin Dubai Syariah Bank – A minority shareholding in an Indonesian Islamic bank.[8]
  • Bank of Khartoum – A strategic shareholding in one of Sudan’s largest banks.[9]
  • Deyaar Development – A real estate development company based in the United Arab Emirates.[10]
  • Bosna Bank International – An Islamic bank established in 2000 in Sarajevo, Bosnia and Herzegovina.[11]
  • DIB Bank Kenya Limited – Licensed by the Central Bank of Kenya.[12]

Services

Dubai Islamic Bank provides a range of financial services comparable to those offered by other large commercial banks, structured in accordance with Sharia principles.[13]

The bank’s activities include Retail banking,Corporate banking,and SME banking,as well as Trade finance,treasury services,and Investment banking-related products.[14]

Financial performance

In 2024, Dubai Islamic Bank reported revenues of approximately USD 6.3 billion and total assets of approximately USD 94 billion.[15]

Ryan Cornelius fraud case

Dubai Islamic Bank was the principal complainant in a fraud case involving British property developer Ryan Cornelius.[16]

In 2010, Cornelius was convicted in Dubai of defrauding the bank and sentenced to ten years’ imprisonment.[17]

In 2018, international media reported that his detention could be extended unless liabilities exceeding USD 400 million were settled.[18]

See also

References

  1. ^ "The Dubai debt trap". The Economist. 15 December 2021. Retrieved 15 December 2025.
  2. ^ "UAE banks post strong results". Reuters. 6 February 2024. Retrieved 15 December 2025.
  3. ^ "Islamic finance comes of age". Financial Times. Retrieved 15 December 2025.
  4. ^ "The rise of Islamic banking". Financial Times. Retrieved 15 December 2025.
  5. ^ "Dubai Islamic Bank expands abroad". Bloomberg. Retrieved 15 December 2025.
  6. ^ "About Dar Al Sharia". Dar Al Sharia. Retrieved 15 December 2025.
  7. ^ "Islamic banking growth in Pakistan". Reuters. Retrieved 15 December 2025.
  8. ^ "Indonesia Islamic banking growth". Bloomberg. Retrieved 15 December 2025.
  9. ^ "Sudan banking sector overview". Reuters. Retrieved 15 December 2025.
  10. ^ "Deyaar reports results". Gulf News. Retrieved 15 December 2025.
  11. ^ "Islamic banking in Europe". Financial Times. Retrieved 15 December 2025.
  12. ^ "Kenya issues licence to shariah-compliant DIB Bank". Reuters. 15 May 2017. Retrieved 15 December 2025.
  13. ^ "How Islamic banking works". Financial Times. Retrieved 15 December 2025.
  14. ^ "Middle East banks expand services". Reuters. Retrieved 15 December 2025.
  15. ^ "Dubai Islamic Bank posts strong results". Gulf News. Retrieved 15 December 2025.
  16. ^ "Paradise lost for jailed Dubai expats". The Sydney Morning Herald. 12 August 2010. Retrieved 15 December 2025.
  17. ^ "British developer jailed in Dubai". Reuters. 11 August 2010. Retrieved 15 December 2025.
  18. ^ "The Dubai debt trap". The Economist. Retrieved 15 December 2025.